Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, Kentucky – a charming city nestled in the heart of Scott County, where Southern hospitality meets modern living. Known for its picturesque landscapes and vibrant community, Georgetown is a delightful blend of rich history and contemporary amenities, making it an ideal place to call home.

As you explore Georgetown, you'll discover a variety of attractions, from the historic downtown area with its quaint shops and local eateries to the lush parks and recreational areas perfect for family outings. The city is also home to the renowned Toyota manufacturing plant, contributing to its robust economy and providing numerous job opportunities for residents. With its close-knit community feel, Georgetown offers a welcoming environment for families, young professionals, and retirees alike.

For those seeking a new residence, Georgetown boasts an impressive selection of homes priced under $400,000. Whether you're looking for a cozy starter home, a spacious family abode, or a charming cottage, you'll find an array of options that cater to diverse tastes and budgets. Many of these properties feature modern amenities, beautiful landscaping, and proximity to top-rated schools and recreational facilities.

With its affordable housing market, Georgetown is not only a fantastic place to live but also an excellent investment opportunity. Embrace the charm of this thriving city, where community spirit and a high quality of life await you. Discover your dream home in Georgetown, Kentucky today!

Newest Georgetown Homes under $400,000

137 White Owl Way, Georgetown
$299,000
3 Beds ⋅ 2 Baths ⋅ 26027264 MLS
Welcome to 137 White Owl Way! This charming four-year-old ranch offers easy one level living in a Georgetown setting. Step inside to discover a practical layout designed with three bedrooms and two full baths. Inside the spacious primary suite, you'll enjoy the ease of a walk-in shower and a generous walk-in closet. An attached two car garage provides ample space for your hobbies and recreation. Combining a convenient location and a great layout, this lovely home is a must-see!

137 White Owl Way, Georgetown
102 Timberwood Trce, Georgetown
$264,500
2 Beds ⋅ 2 Baths ⋅ 26026998 MLS
Find peace in one level living in Georgetown's Elkhorn Green. This adorable, updated ranch sits on a corner lot and offers a comfortable layout filled with natural light, including a bay window and skylight. The kitchen features granite countertops, a granite backsplash and soft-close cabinetry. Thoughtful updates add confidence, with the HVAC, roof and windows all updated within the last 3-5 years. Built-in shelving in the car garage provides useful storage. The patio and backyard feel like your own, private secret garden. With convenient access to Toyota and Georgetown College, this home offers an appealing combination of location, updates and single level living in Georgetown, Kentucky.

102 Timberwood Trce, Georgetown
501 Pueblo Trl, Georgetown
$325,000
3 Beds ⋅ 2 Baths ⋅ 26027023 MLS
Perfect house to start out or a perfect house to retire and enjoy life. All one level living with a basement and garage. The view from the backyard is a large green field of the farm behind this area. The house has hardwood flooring and tile in the 2 remodeled bathrooms. The kitchen remodel includes stainless steel appliances and granite counters that gives it today's conveniences. The fireplace in the living room brings warmth and is cozy for the winter nights. The lower level has a family room. The garage door with an opener recently replaced. There is a sump pump too. The location is convenient to downtown and the college. Make your appointment to view this house for yourself.

501 Pueblo Trl, Georgetown
210 Secretariat St, Georgetown
$359,900
3 Beds ⋅ 3 Baths ⋅ 26027061 MLS
Movie nights downstairs, dinner on the deck, and a backyard you'll want to enjoy! This 3-bedroom, 3-bath split-level home offers 2,364 finished square feet with room to spread out. A spacious eat-in kitchen makes gathering easy, while the primary bath features a relaxing jetted tub. The finished basement includes a large family room for entertaining and a flexible bonus room for an office or guest space. Outside, a double deck overlooks a beautiful fenced backyard with mature trees for added privacy and a storage shed for extra convenience. Less than 3 miles from Toyota Georgetown plant, with convenient access to shopping and dining, come see the possibilities!

210 Secretariat St, Georgetown
301 Aztec Trl, Georgetown
$314,900
3 Beds ⋅ 2 Baths ⋅ 26025450 MLS
This inviting Georgetown home is ready for its next chapter. It offers comfortable living spaces and plenty of opportunity for the next owner to add their own personal style. With so much potential to make it truly your own, this home is one you will want to see in person. Schedule your showing today and come discover everything it has to offer!

301 Aztec Trl, Georgetown
108 Minuteman Dr, Georgetown
$250,000
3 Beds ⋅ 2 Baths ⋅ 26026483 MLS
Home Sweet Home. Located minutes from schools, shopping, and the county park. Perfect home for a first-time buyer or someone downsizing. This lovely 3-bedroom, 2-bath home has an open and welcoming floor plan. There is also a 1-car garage with a widened driveway for additional off-street parking. Schedule your appointment today. Homes in this price range in Georgetown don't last long.

108 Minuteman Dr, Georgetown
146 Dove Run Cir, Georgetown
$399,900
3 Beds ⋅ 3 Baths ⋅ 26026434 MLS
Welcome home to this beautiful 3-bedroom, 3-bathroom property! Enjoy cozy evenings by the gas fireplace and prepare meals with ease in the gorgeous kitchen featuring a gas stove and modern finishes. The spacious patio and backyard offer the perfect setting for entertaining guests or giving kids and pets plenty of room to play. A striking staircase adds an elegant touch to the home's design, leading to the bedrooms and conveniently located laundry room. You'll also love the versatile bonus area, perfect for a playroom, entertainment space, home office, or whatever best fits your needs. With its inviting layout, stylish finishes, and functional spaces, this home truly has everything you've been looking for and more!

146 Dove Run Cir, Georgetown
204 Secretariat St, Georgetown
$298,000
3 Beds ⋅ 2 Baths ⋅ 26026412 MLS
Welcome to this beautiful 3 bedroom 2 bath home nestled in the highly desirable Derby Estates. This home features a new roof installed July 2026 and new kitchen appliances purchased September 2025. The flooring in the Kitchen, Living Room, and Bathrooms is less than 5 years old. Lighting has also been updated throughout the home and garage in the last 5 years. This home is a must see with motivated sellers! Call today this gem will not last long!

204 Secretariat St, Georgetown
2007 Longview Dr, Georgetown
$349,900
3 Beds ⋅ 3 Baths ⋅ 26025999 MLS
This charming 3-bedroom, 2.5-bath residence offers everything you need and more, ensuring a comfortable and convenient place to call home in Longview Estates. At 2007 Longview Drive, you'll discover a spacious kitchen and family room that can be easily customized to perfectly fit your lifestyle. The generously-sized primary bedroom is located on the first floor, with two additional bedrooms, bath, and storage room on the second floor. Additional storage space is available in the oversized, two-car garage and bonus area located above the garage. The fenced backyard is designed for peace and tranquility, making it the perfect area for relaxation, outdoor activities, and family playtime. Don't miss the chance to make this beautiful house your forever home.

2007 Longview Dr, Georgetown
204 Mount Vernon Dr, Georgetown
$244,900
4 Beds ⋅ 1 Baths ⋅ 26026091 MLS
Welcome to easy one-level living at 204 Mount Vernon Drive! This charming ranch offers a comfortable, functional layout in a convenient Georgetown location. Step inside to a welcoming living room that flows directly into the updated kitchen, creating an easy transition between everyday living and entertaining. Just beyond the kitchen, you'll find a spacious fourth bedroom offering plenty of flexibility for guests, a home office, playroom, or additional living space. Down the hall are three additional bedrooms and a beautifully updated full bathroom. With four bedrooms, refreshed kitchen and bath spaces, and everything conveniently located on one level, this home offers the simplicity and versatility today's buyers are looking for. Conveniently located near shopping, dining, schools, and everyday amenities, 204 Mount Vernon Drive is ready to welcome its next owner home.

204 Mount Vernon Dr, Georgetown
605 Main Ave, Georgetown
$285,000
3 Beds ⋅ 3 Baths ⋅ 26025778 MLS
Built in 2024, this beautifully designed townhome offers 1,800 square feet of modern, comfortable living. The open-concept main level creates an inviting flow between the kitchen, dining, and living areas—perfect for everyday living and entertaining. Upstairs, you'll find three spacious bedrooms and two full baths, while a convenient half bath serves the main level. Escape to the outside to an extra-large, fully fenced backyard—an exceptional find for townhome living, with plenty of room for pets, gardening, or outdoor gatherings. Ideally located just minutes from Georgetown College and the shops, restaurants, and year-round fun of vibrant downtown Georgetown!

605 Main Ave, Georgetown
209 Elkhorn Green Pl, Georgetown
$299,900
4 Beds ⋅ 2 Baths ⋅ 26026029 MLS
Only 4 bedroom one story home in Georgetown under $300K! Updated 4 bedroom 2 bathroom ranch with an attached 2 car garage in Elkhorn Green Subdivision. The open concept split bedroom design ranch is efficiently distributed. Three bedrooms and one bathroom on the right side and the Owner's suite on the left. The kitchen is spacious with a large walk in pantry and the LR provides with plenty space for a dining area is desired. There is no carpet in the whole house. The Roof was replaced in 2024 and the HVAC system in 2023. The yard is fully fenced and has a shed for storage. Call to schedule a showing today!

209 Elkhorn Green Pl, Georgetown
Start Your Search