Rural Homes with Finished Basement

Rural Homes with Finished Basement

Welcome to the serene charm of our rural subdivision in the heart of Kentucky, where tranquility meets modern living. Nestled amidst rolling hills and lush landscapes, this picturesque community offers a perfect escape from the hustle and bustle of city life, while still providing easy access to essential amenities.

Our homes, designed with comfort and functionality in mind, feature spacious layouts that include beautifully finished basements. These versatile spaces can serve as a cozy family room, a vibrant home office, or even a personal gym—tailoring to your lifestyle needs. Imagine hosting family gatherings or enjoying quiet evenings in your finished basement, complete with stylish finishes that elevate your living experience.

The subdivision is characterized by its friendly atmosphere, where neighbors become friends, and community events foster connections. With sprawling yards and scenic views, outdoor enthusiasts will appreciate the ample opportunities for hiking, biking, and enjoying nature right at your doorstep.

In addition to the natural beauty surrounding you, this rural haven is conveniently located near local shops, restaurants, and schools, ensuring that you have everything you need within reach. Whether you're looking for a peaceful retreat or a place to raise a family, our subdivision offers the perfect blend of rural charm and modern convenience.

Discover your dream home with a finished basement in this idyllic Kentucky community, where every day feels like a getaway. Embrace the lifestyle you’ve always wanted—come explore the possibilities today!

Newest Rural Homes with Finished Basement

$309,000
2 Beds ⋅ 2 Baths ⋅ 26024174 MLS
The best of both worlds in Georgetown with a 2 Bedroom and 2 Bath, 1,800+sf Home on 5+ acres only 7 miles from the Toyota Manufacturing Plant! This can be a Homesteader's Paradise or an Investor's Retreat with total privacy! A 36 x 20 metal storage/shop building can serve a variety of purposes and there are a plethora of deer and turkey on the property! The home features an enclosed front porch/sun room, granite countertops in the kitchen, two renovated full bathrooms, a wood stove in the open dining/living room area, an additional lower-level Family Room/Den that could be converted into a third bedroom, if desired, a spacious laundry room with additional space for an overflow pantry, and an oversized, Trex deck out back including a hot tub that conveys with the property. Lumber conveys in the storage building as does valuable barnwood from an older barn on the property that was utilized as a wood shop by the previous owner. Come feel the serenity of this Peaceful Retreat in person!!

449 Bailey Rd, Georgetown
$639,900
4 Beds ⋅ 4 Baths ⋅ 26024750 MLS
**Stunning New Construction in the newly developed Mercato Subdivision!** This beautifully designed home offers the perfect combination of modern style, quality finishes and a fantastic location just minutes from a boat ramp and beautiful Lake Cumberland. Step inside to a spacious 4-5 Bedroom 3.5 Bath open floor plan filled with impressive details, including coffered ceilings, LVP flooring, wainscoting and gorgeous modern fixtures throughout. The beautiful kitchen is the heart of the home, featuring stylish cabinetry, quartz countertops, a large center island and plenty of space for entertaining. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality, while the spacious living areas provide an inviting place to relax or gather with family and friends. Outside, you'll love the beautiful, covered back porch, perfect for enjoying quiet mornings or evenings outdoors. Located in one of the area's newest developments and super convenient to the lake and boat ramp, this gorgeous new home offers style, comfort and location all in one. Beautifully finished, move-in ready and an absolute must-see!

32 Mercato Dr, Somerset
$809,999
4 Beds ⋅ 3 Baths ⋅ 26024747 MLS
Great homestead or recreational farm. Want to hunt, raise sheep, chickens, or llamas...use your own imagination - this is definitely the place for you. Fantastic home on 7 acres more or less with a possibility of making it a 2-family home. A brick and vinyl home with hardwood floors and carpet featuring 3 bedrooms and two full baths on the first floor with a 2 car garage. There is also a complete walkout/open space basement with a full kitchen/living room/bedroom and a bonus room & full bath with new french doors going out to a new deck. There is even a storm shelter or extra garden storage area in the basement. Both kitchens have new stainless-steel appliances. No touch faucet & purifying water system upstairs. Triple tiered deck with a gorgeous pool. And if that's not enough, a detached 2-car garage with enough room for a work shop. That garage also has a RV hookup complete with electric and sewer. Are we saying 3 family home - YES! In addition, there is a small barn with a fenced coral that was previously used with sheep. It even has a hay field. Just talk to your friendly extension office to find out all you can do with this property. There are fruit trees, establish garden beds; even an old hunter's stand. The land is fenced and backs up to a large undeveloped wooded area. Deer, turkey, doves and other wildlife are abundant in the area. This is a small farmer's homestead dream!! In the basement, electric fireplace and the bookshelves in bonus room do not convey.

846 Johnson Rd, Harrodsburg
$3,500,000
7 Beds ⋅ 7 Baths ⋅ 26024567 MLS
Truly Exceptional Kentucky Estate — Luxury Living on 50.867 Acres Welcome to an extraordinary 50.867-acre Kentucky estate where refined luxury meets the beauty and tranquility of the countryside. Ideally suited for horses, cattle, or those seeking a private luxury retreat, this remarkable property offers an unparalleled combination of acreage, breathtaking views, and an impressive custom-built residence. The stunning 10,525-square-foot, two-story custom-built home features 7 bedrooms and 6.5 bathrooms, with exceptional attention to detail throughout. The expansive interior offers two luxurious kitchens, each featuring granite countertops and stainless-steel appliances, providing the perfect blend of elegance and functionality. A beautiful sunroom captures the surrounding countryside views, while the full finished basement offers additional living and entertaining space. Three gas fireplaces add warmth and sophistication throughout the home. Outdoor living is equally impressive. Relax beside the saltwater in-ground pool and enjoy breathtaking views of the countryside from your private outdoor oasis. The tiki bar creates the perfect setting for entertaining, summer gatherings, or unwinding while overlooking the picturesque landscape. For the equestrian or agricultural enthusiast, the property also features an impressive 3,150-square-foot barn designed with functionality in mind. The barn includes a dedicated office, plenty of storage room for tools, equipment and loft to store hay, 2 horse stalls, providing exceptional space and convenience for managing the property and its livestock. With expansive acreage, spectacular panoramic views, a magnificent custom home, resort-style amenities, and exceptional agricultural facilities, this estate offers a rare opportunity to experience the very best of Kentucky country living without sacrificing luxury or comfort. Whether envisioned as a premier equestrian or cattle property, private family estate, or luxury countryside retreat, this extraordinary property is truly one of a kind.

964 Johnson Rd, Frankfort
$689,000
3 Beds ⋅ 3 Baths ⋅ 26024561 MLS
Your Kentucky horse farm sanctuary is here! Nestled just minutes from I-24 Exit 56 in the heart of Trigg County and near a Corps of Engineers entrance to Lake Barkley, 264 Muddy Fork Ln offers something genuinely rare—a turn-key equestrian operation on 39.33 acres of rolling Kentucky countryside. Whether you are an equestrian professional, dedicated hobbyist, or simply seeking a private estate with room to breathe, this property is ready for you from day one. The custom-built Cedar shake-style vinyl siding 1995 home offers 3,736 finished sq ft, including 2,564 sq ft above grade & 1,172 sq ft of finished walkout basement. The main level features a primary suite, laundry, vaulted great room with propane-burning fireplace, updated kitchen with quartz countertops and peninsula bar, gas range and stainless appliances, plus dining. The main level primary suit with custom glass block shower walk-in closet and laundry room The finished walkout basement includes a family room, exercise room, full bath, private safe room/storage and workshop. The deep and over sized 2-car garage is located on the back side of the home with a concrete turn around area. Enjoy a 456-sq-ft deck, covered front porch and lower-level patio overlooking the property. The equestrian centerpiece is 8,976-sq-ft, 166' x 66' insulated training arena featuring 15 stalls, two drive-through sliding doors, office, wash bay with hot/cold water, tack room, a feed room, bedding storage area, 2 areas to store hay, and overhead lighting. The thoughtfully designed pasture system includes approximately top-line electric fencing, rotational grazing, and livestock fencing. Wooded riding trails on Corp of Engineers on Muddy Fork River add to the property's appeal. A rare opportunity to own a complete Kentucky equestrian estate near Lake Barkley—beautiful, functional and ready for its next chapter!

264 Muddy Fork Ln, Cadiz
$305,000
3 Beds ⋅ 2 Baths ⋅ 26024535 MLS
Welcome to this spacious 3-bedroom, 2-bath home situated on 1.19 acres in Berea. Offering 2,093 finished square feet, this home provides plenty of room for comfortable everyday living and entertaining. Inside, you'll find a welcoming foyer, a functional kitchen with a breakfast bar, and a finished basement offering valuable additional living space. An attached basement garage provides convenient parking and extra storage. Step outside to enjoy the peaceful views from the back deck. With 2 storage sheds, generous yard, and quiet rural setting, this property offers the space and privacy you've been looking for while remaining convenient to Berea.

50 Hickory Ln, Berea
$689,000
3 Beds ⋅ 3 Baths ⋅ 26024506 MLS
YOUR KENTUCKY EQUESTRIAN ESTATE AWAITS! Welcome to 264 Muddy Fork Lane, a rare opportunity to own nearly 40 acres of beautiful Trigg County countryside with a custom home and an impressive turn-key equestrian operation. Located just minutes from I-24 Exit 56 and near a Corps of Engineers entrance to Lake Barkley, this property offers the perfect combination of privacy, convenience, recreation, and exceptional horse facilities. THE HOME: The custom-built 1995 home features attractive cedar shake-style vinyl siding and approximately 3,736 finished square feet, including 2,564 square feet above grade and 1,172 square feet of finished walkout basement space. The main level features a vaulted great room with propane-burning fireplace, dining area, laundry room, and a spacious primary suite. The updated kitchen offers quartz countertops, a convenient peninsula bar, gas range, and stainless-steel appliances. The main-level primary suite provides a peaceful retreat with a walk-in closet and private bath featuring a custom glass-block walk-in shower. The finished walkout basement adds tremendous versatility with a family room, exercise room, full bathroom, private safe room with additional storage, and workshop. Outside, enjoy a 456-square-foot deck, covered front porch, and lower-level patio overlooking the acreage. The oversized, deep two-car garage is located at the rear of the home and includes a concrete turnaround area, providing excellent access for vehicles, trailers, and everyday farm activities. THE EQUESTRIAN FACILITY: The centerpiece of this property is the impressive, 8,976-square-foot insulated training arena measuring approximately 166' x 66'. Designed for serious equestrian use, the facility features 15 stalls, two drive-through sliding doors, a wash rack with hot and cold water, and overhead lighting. The facility offers outstanding flexibility for training, boarding, breeding, showing, or simply enjoying your horses year-round. THE LAND: The approximately 39.33 acres feature rolling countryside, open pasture, wooded areas, top-line electric fencing, rotational grazing areas, and livestock fencing. The property has been thoughtfully designed with horses and functionality in mind. Adding to the equestrian appeal are wooded riding trails on Corps of Engineers property along the Muddy Fork River, providing additional opportunities to enjoy the outdoors and explore the surrounding countryside. LOCATION & LIFESTYLE: Convenient access to I-24 makes this peaceful country setting easily accessible while Lake Barkley and its boating, fishing, hiking, and recreational opportunities are close by. Whether you're a professional equestrian, horse enthusiast, hobbyist, or simply looking for a private Kentucky estate with room to breathe, this property offers a lifestyle that is increasingly difficult to find. A custom home. Nearly 40 acres. A 12-stall facility. A massive professional-grade training arena. Beautiful countryside. Recreational opportunities nearby. 264 Muddy Fork Lane isn't simply a property—it is a complete Kentucky equestrian lifestyle, ready for its next chapter.

264 Muddy Fork Ln, Cadiz
$998,900
7 Beds ⋅ 5 Baths ⋅ 26024319 MLS
Welcome to this extraordinary home that combines elegance with comfort all on 8+/- acres. The main floor welcomes you into a grand entry and hosts a gourmet kitchen with custom cabinetry, granite countertops, built in JennAir oven and Viking gas stove. Perfect for entertaining, gather with family and friends in the cozy hearth room or grand living room. Host formal dinners in the main dining room that showcases a spectacular crystal chandelier and a beautiful view of the front of the property. The primary bedroom has plenty of room for a king size bed and includes a sitting area overlooking the patio and pool, in addition the primary bedroom hosts an ensuite with heated floors, whirlpool tub, his & her vanities as well as a custom walk in closet all with an amazing view of the outside. The fully finished walk out basement offers a second living space, including a full kitchen, four bedrooms, a full bathroom, laundry area, open concept family room, home theatre, home gym featuring impact flooring offer a versatile use as a play room or fourth bedroom, ample storage, safe room, home office with custom built ins and wet bar & a private entrance off of the pool patio, additionally there is a a wine cellar & safe that stays with the home. Step right outside and enjoy a saltwater pool that has a new liner with a slide & diving board, along with a charming pool house for ultimate convenience; a built in smoker grill located in the patio space, all on 8 +/- acres of land for outdoor adventures. This property offers living off the grid but still close to everything you need. Less than minutes from beautiful Lake Malone State Park where camping, hiking and fishing fun awaits for visiting friends and family. Approximately 1 hr 20 min from BNA. Don't miss out on this one! A must see estate for sure! Sidenote - There is an opportunity to purchase an additional 27 +/- acres which contains a stocked pond great for your own fishing fun as well as an opportunity for owners to develop seven existing platted residential building lots for further investment.

122 Fairway Acres Dr, Dunmor
$299,500
3 Beds ⋅ 2 Baths ⋅ 26024168 MLS
Welcome to 211 L Hancock Road in Columbia, KY! This beautifully upgraded 3-bedroom, 2-bath split-level home offers the perfect blend of comfortable living, usable acreage, and outdoor amenities. Situated on 3.17 acres of beautiful, mostly flat land, this property gives you plenty of room to spread out while still being conveniently located. Inside, you'll find a well-maintained and thoughtfully upgraded home with spacious living areas and a large bonus room that offers endless possibilities. Use it as a family room, home office, playroom, gym, or additional entertaining space. The layout provides plenty of flexibility for everyday living and hosting guests. Step outside and enjoy the expansive property, where the flat, usable acreage provides plenty of space for recreation, gardening, animals, or simply enjoying the peace and privacy of your own land. An above-ground pool offers the perfect spot to cool off and relax during the warmer months. Multiple sheds and an additional building are included with the sale, providing excellent storage and workspace options for hobbies, equipment, lawn tools, or a workshop. With its upgraded interior, spacious bonus room, 3.17 acres, pool, and multiple outbuildings, this property offers a rare combination of comfort and usable land. Come see all that 211 L Hancock Road has to offer!

211 L Hancock Rd, Columbia
$1,700,000
5 Beds ⋅ 5 Baths ⋅ 26023944 MLS
Spectacular custom-built estate offering over 5,800 finished sq. ft. on 25 picturesque acres with two stocked ponds, a beautifully refurbished barn, and exceptional outdoor entertaining spaces. This impressive 5-bedroom, 4-bath home showcases hardwood flooring, crown molding, detailed trim work, recessed lighting, vaulted ceilings, custom built-ins, and two gas fireplaces. The spacious eat-in kitchen features stunning maple cabinetry with interior lighting and glass accents, granite countertops, a large island with JennAir cooktop, trash compactor, and stainless steel appliances. The primary suite includes a gas fireplace and an ensuite bath with a solid-surface shower. Outdoor living is unmatched with a 13' covered pergola, built-in charcoal grill, dining area, and gorgeous stone fireplace. Additional highlights include front and side porches, attached garages on both the main and lower levels, extensive landscaping, and a finished walkout basement with kitchenette that offers excellent potential for a mother-in-law suite or guest quarters. A rare opportunity to own a private retreat that combines luxury, functionality, and natural beauty.

1270 Nubbin Ridge Rd, Somerset
$439,900
4 Beds ⋅ 4 Baths ⋅ 26023868 MLS
Welcome to 3810 W KY 9, Vanceburg, KY 41179! If you have been looking for a home with plenty of space inside and out, this property has so much to offer. Situated on over 10 acres, this spacious home features 4 bedrooms, 2 full bathrooms, 2 half bathrooms, and approximately 3,360 square feet. The property also includes a 720-square-foot two-car garage, providing plenty of room for vehicles, storage, or hobbies. Inside, you will find all new top of the line appliances and a full basement offering even more usable space. The basement is made for entertaining, featuring a movie theater room along with plenty of additional space for a hangout or recreation area. With over 10 acres to enjoy, a spacious home, full basement, and great entertainment areas, this property offers the space and privacy of country living while still being conveniently located in Vanceburg. All appliances and furniture stay with the home!

3810 Ky-9, Vanceburg
$330,000
5 Beds ⋅ 3 Baths ⋅ 26023788 MLS
TWO HOMES FOR THE PRICE OF ONE — INVESTOR OPPORTUNITY! Income Potential + Flexible Living Options + Turnkey Condition Investors, take a closer look! This exceptionally maintained two-family brick home offers a unique opportunity to own what essentially functions as two complete living spaces under one roof. With 5 bedrooms, 3 full bathrooms, 2 full kitchens, 2 living areas, and 2 separate utility rooms with washers and dryers, this property provides multiple possibilities for generating income and maximizing its value. The main level offers updated appliances, neutral finishes, and comfortable living space with 3 bedrooms and 2 baths. Present buyer has added an extra bedroom. The fully finished lower level features 2 bedrooms, 1 full bathroom, a full kitchen, and an oversized great room, creating a private second living area that could be ideal for a long-term rental, multigenerational living, an in-law suite, or additional guest accommodations—subject to applicable zoning and rental requirements. Why Investors Should Take Notice: * Two separate living areas * Two full kitchens, with all appliances included * 5 bedrooms and 3 full bathrooms * Two utility rooms with washers and dryers included * Potential for multiple income streams * Excellent setup for house hacking or multigenerational living * Fully furnished and equipped—furniture and appliances convey * Move-in/rent-ready potential * Low KU utility bills are an added advantage * Well-maintained brick construction * Inspections are welcome The peaceful country setting adds to the appeal, while the convenient location provides access to everyday amenities. Relax on the back deck or enjoy the open views from the front of the property while cattle graze nearby. Whether you're looking for a property with rental potential, a house-hacking opportunity, a multigenerational setup, or a flexible investment property, this one deserves a closer look. Selling As-Is, but inspections are welcome. All information is deemed reliable but not guaranteed. Buyers and buyers' agents should verify all information, including zoning, rental requirements, square footage, utilities, and potential rental income, to their satisfaction.

1401 Old Whitley Rd, London
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