40505 Homes with Partial Basement

40505 Homes with Partial Basement

Welcome to the vibrant and charming 40505 zip code, nestled in the heart of Lexington, Kentucky. This area offers a delightful blend of suburban tranquility and urban convenience, making it an ideal place to call home. With its rich history, beautiful landscapes, and a tight-knit community, 40505 is perfect for families, young professionals, and retirees alike.

The neighborhood boasts a variety of homes, many featuring partial basements that provide extra space for storage, recreational activities, or even a cozy hideaway. These versatile spaces can be transformed into a home gym, a playroom for the kids, or a personal office—perfect for today’s remote work lifestyle. The architectural styles vary from charming ranches to traditional two-stories, ensuring that there’s something for everyone.

Living in 40505 means you’re just minutes away from Lexington’s bustling downtown, where you can explore a plethora of dining options, boutique shops, and cultural attractions. The area is also known for its proximity to beautiful parks and recreational facilities, offering plenty of opportunities for outdoor activities like hiking, biking, and picnicking.

Families will appreciate the highly-rated schools in the area, while nature enthusiasts will love the easy access to the scenic landscapes that Kentucky is famous for. With a welcoming community spirit and a range of amenities, 40505 is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting zip code today!

Newest 40505 Homes with Partial Basement

641 Bellcastle Rd, Lexington
$339,900
5 Beds ⋅ 3 Baths ⋅ 26020710 MLS
This lovingly maintained, single-owner home offers five bedrooms, three full bathrooms, and 2,354 finished square feet of flexible living space across two levels. The main floor features hardwood flooring, a spacious living room, an eat-in kitchen with ample cabinetry, two guest bedrooms, a full hall bath, and a primary suite with a private bath and walk-in shower. The finished lower level includes two additional bedrooms, a full bathroom, laundry area, and a comfortable den with a wood-burning fireplace and optional gas connection. Major features include a whole-house Generac generator, newer roof and furnace, custom Amish-crafted windows, an attached garage, and a detached two-car garage—providing three garage spaces in total. Numerous improvements were completed in 2026, including plumbing, electrical, structural, roof-ridge, chimney, and masonry repairs. **SPECIAL FINANCING OPPORTUNITY!** This property qualifies for a local lender's Low-to-Moderate Income (LMI) loan program with **NO BUYER INCOME LIMITS!** Qualified buyers may purchase with as little as 3% down, NO private mortgage insurance (PMI), and below-market interest rates with 30-year fixed and 7-year ARM options. The program offers a minimum credit score of 640 and potential financing assistance for the down payment. Ask your agent for details about this unique financing opportunity! This home is offering abundant space, additional garage capacity, and attractive financing options, 641 Bellcastle Road is ready for its next owner! Property being sold As-Is. Financing subject to lender approval and program guidelines.

641 Bellcastle Rd, Lexington

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